ArcadiAAVE

Launch on February

Welcome to ArcadiAAVE: Revolutionizing Whitelist Leverage Participation

ArcadiAAVE is your gateway to maximizing WLP leverage, empowering users to participate in exclusive whitelist opportunities—even if they don’t hold WLP in their wallet. Here’s how it works:

Imagine Bob, an early NFT adopter, with 1000 WLP in his wallet. After joining Alice DAO’s whitelist, Bob is left with 500 WLP. Unimpressed by other DAO opportunities, he decides to collateralize his WLP on ArcadiAAVE, enabling Justin—who owns no NFTs and has no WLP—to borrow and join a whitelist.

Unlike traditional lending platforms, ArcadiAAVE doesn’t focus on APY since whitelist phases typically last a month or less. Instead, Bob can set daily interest rates freely, from 5% to 20%, depending on demand and the whitelist’s exclusivity. This creates a dynamic marketplace for leveraging whitelist participation for those lacking WLP.

If Justin repays the borrowed WLP, Bob receives it back along with the agreed interest. However, if repayment defaults, Justin forfeits the borrowed WLP, and Bob collects equivalent assets from the lending pool (e.g., $SOL, $USDC, or custom isolated market assets).

For borrowers who do hold WLP, they can repay in WLP or opt to repay using supported collateral assets. ArcadiAAVE prioritizes WLP repayment with lower interest rates compared to other assets.

When Bob lends on ArcadiAAVE, he can customize key parameters, including:

• Amount of WLP to lend

• Daily interest rate for WLP repayment

• Daily interest rate for other asset repayments

• Loan maturity date

• Collateral requirements (if using a custom pool)

ArcadiAAVE is redefining whitelist participation, offering a flexible, decentralized solution for leveraging WLP and unlocking untapped potential in the DAO ecosystem.

ArcadiAAVE introduces a dynamic fee structure tied to interest rate fluctuations for each loan, ensuring fair and adaptive charges based on market conditions:

• Interest Rate Fluctuation: 5%-10%

  • At loan initiation: 0.1% fee on the loan amount.

  • At maturity: 0.1% fee on the loan amount.

• Interest Rate Fluctuation: 10%-50%

  • At loan initiation: 0.5% fee on the loan amount.

  • At maturity: 0.5% fee on the loan amount.

• Interest Rate Fluctuation: Greater than 50%

  • At loan initiation: 1% fee on the loan amount.

  • At maturity: 1% fee on the loan amount.

This innovative model ensures that fees align with the loan's risk profile, offering users transparency and adaptability throughout their lending journey.